Rudder Management, Inc.
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Facility Charges


 

FREQUENTLY ASKED QUESTIONS

HOW DO I PAY THIS BILL?

 

            If payment of this assessment is included in your mortgage escrow, please forward a copy of this bill to your lender and contact them to confirm they will send timely payment on your behalf. 

If your lender does not include these charges in your mortgage escrow, please send a check or money order to the address in the lower right hand corner of your statement.  Please include the Unit Reference Number located in the top right corner of your statement on all payments and correspondence.

 

CAN I PAY BY CREDIT CARD OR OVER THE PHONE?

 

            Please refer to the language on the middle of your statement to determine payment options for this assessment in your community.

           

CAN I USE AN ONLINE BILL PAY SERVICE?

 

            While we do not have an online platform for accepting payments, if your personal bank offers an online bill pay service you should be able to have them issue a payment on your behalf.  Please contact your bank should you have questions about this and include your Unit Reference Number as a memo on your payment.

 

WHAT ARE THE CHARGES FOR?

 

            These charges are assessed to recoup the cost of connecting your home to the public water and/or sewer system.  Historically in Maryland when a new community was developed the government installed sewer and water pipelines from the Water and Sewer Treatment Center to the new subdivision.  This cost was then recouped over a period of years through either a “Front Foot Benefit Charge” or an additional charge added to the real estate tax bill. 

Many counties no longer provide this service and now require the developer of a community to arrange for a private utility company to construct and install the necessary facilities and/or connections.  The cost of this service is then recouped over a number of years, similar to the county’s repayment system.

 

WHO IS RESPONSIBLE FOR THE CHARGES?

 

            The owner of the home is responsible for paying the charges.  These charges constitute a debt tied to the land and are the responsibility of the homeowner(s).  If the purchase of your home has been financed, your mortgage company may be collecting funds to pay these charges on your behalf from your mortgage escrow account.  If so, it remains the responsibility of the homeowner to forward the annual notice to lender with a request that it be paid timely from your escrow account.  Billing statements and correspondence cannot be sent directly to your lender and will only be sent to the property owner, whom ultimately remains responsible for timely payment of the charges.

            Should you retain ownership of your home but change your mailing address, please notify us so that we may update our records.  Should you sell your home please ensure that this assessment is disclosed to your relator, title company, and buyer.

 

IS THIS LEGAL? 

 

            Yes. This is a legal and enforceable charge, just as are homeowners’ association dues and condominium fees.  Recordation of the right to collect the charges is public information accessible in the county land records.

 

DOESN’T MY WATER BILL COVER THIS?

 

            No, your quarterly water bill pays for water and/or sewer usage and is imposed by the utilities provider that services your home.  You should direct all questions regarding water and/or sewer use to your utility provider.  

We hope you find the above information helpful.  Please feel free to contact Rudder Management, Inc. at the number below with any further questions or concerns.

Rudder Management, Inc.
PO Box 1475 | Severna Park, MD 21146
(P): 410.647.7929| (F): 410.647.7598| info@ruddermanagement.com

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